By using the Site, you consent to this Policy. If you do not consent to this Policy, please refrain from use of the Site. All information gathered from the Site will be stored and processed in the United States. If you access the Site from a location other than the United States, your use of the Site constitutes consent to the transfer of your information to the United States.
Point Insurance may collect personally identifiable information from users at certain locations on the Site (such as your name, address, email address, telephone number and credit card or bank information for online payments or purchases). Point Insurance also collects non-personal and anonymous information from users to be used in an aggregate fashion. For example, Point Insurance may collect system-related information, such as an IP address, browser type and operating system type to be used for system administration purposes, to help diagnose problems with our servers, to monitor traffic patterns, to determine which services are used most frequently and to assess site usage. Point Insurance may retain information we gather about you indefinitely.
This Site may contain links to other websites. Point Insurance is not responsible for the privacy policies or practices or the content of websites not owned by Point Insurance that you may link to or may be linked from this Site. We encourage you to review the privacy policies and terms and conditions of such websites so that you understand how those companies collect, use and share your information. This Policy applies solely to the information that Point Insurance collects on this Site and does not apply to information Point Insurance may collect by any alternative means or media.
Generally, Point Insurance uses the information it gathers to operate and improve the Site and Point Insurance’s services, to create a positive user experience, and to deliver information on various products and services we offer. We may also use information we gather to inform you of new products or services available or under consideration, technical issues, customer satisfaction surveys or account updates and related purposes.
Point Insurance may disclose personally identifiable and aggregate anonymous information to companies and individuals hired to perform functions on our behalf. These companies and individuals may have access to your personal information to perform their functions.
If one of Point Insurance’s business lines or the entire business, or a substantial portion thereof, is acquired or transferred, whether by merger, consolidation or purchase of a substantial portion of assets, Point Insurance may disclose and transfer your personally identifiable information to such third party acquiring Point Insurance. In addition, if Point Insurance becomes the subject of a bankruptcy or insolvency proceeding, whether voluntary or involuntary, Point Insurance or its trustee in bankruptcy may sell, assign, license or otherwise transfer such information in a transaction approved by the appropriate court. Point Insurance may also disclose your personal information to third parties when we believe, in good faith and in our sole discretion, that such disclosure is (a) reasonably necessary to perform services provided by Point Insurance, (b) reasonably necessary to enforce or apply the terms and conditions of this Site; (c) reasonably necessary to comply with legal or regulatory requirements; (d) reasonably necessary to protect the rights, property or safety of Point Insurance, our users or other third parties; (e) reasonably necessary to prevent a crime or protect national security; or (f) otherwise allowed by law.
Point Insurance may disclose aggregate anonymous information to its clients, business partners, merchants, advertisers, potential advertisers, investors, potential buyers and other third parties if Point Insurance deems such disclosure, in its sole discretion, to have sound business reasons or justification.
The Site is not intended for children. Point Insurance does not knowingly or specifically collect personal information from users under 18 years of age. In the event that Point Insurance becomes aware that it has collected personal information from a user under 18 years of age, it will take steps to delete such information from its database. Point Insurance does not authorize users under 18 years of age to use the Site or any related products or services.
Point Insurance uses industry based encryption technologies when transferring and receiving data exchanged through this Site. We also have security measures in place at our physical facilities to help protect against the loss, misuse or alteration of information that we have collected from you at our Site. Although we have implemented various measures to help protect your information, Point Insurance does not guarantee the security of any information.
Point Insurance reserves the right to change this Policy at any time. In particular, Point Insurance may modify this Policy to reflect changes in the way we collect, use or disclose information or to reflect changes in privacy laws, regulations and/or industry standards. We encourage you to review this Policy when accessing the Site. Continued use of the Site following changes indicates your acceptance of the changes.
This Policy shall be governed by the laws of the State of Wisconsin, without regard to conflicts of law principles, and exclusive jurisdiction and venue for any dispute arising out of this Policy shall be the state courts or district federal courts of Wisconsin.
Director of Privacy and Corporate Compliance
1800 North Point Drive
Stevens Point, WI 54481